Bank of America is the biggest scam going: Consumer Opinion
This bank is horrible. The service is horrible, the fees are horrible and the policies are horrible. Bank of America shouldnt get one dime of bailout money, in fact they should have to pay back millions in fees to customers theyve ripped off over the years.
It’s amazing how 1 transaction hitting the account can magically post when 10 others are pending for 3 days. Instead of a single overdraft, here comes another $200 in fees. Even when a pending transaction doesnt even post, you can still get charges because of the hold the pending transaction took up. Its just unbelievable that these crooks get away with this over and over.
If your account balance ever gets anywhere less than $100, watch out. One night you can go to sleep with $50 and a few pending transaction and the next owe them a few hundred bucks.
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April 30th, 2009 at 6:46 am
a pending item is contract between the customer and the merchant where we hold the funds for the merchant for 72 hr if the merchant does not bring proof of sale we add the money back to the account but merchant can still collect the funds a later date with proof of sale. not only does the customer have to have the funds on the date the purchase the merchandise but also when it does post. but yet customers expect the bank to reverse fees when they authorized one to many transactions through there account